Grow Your Savings with Great Rates on Certificates
12 Month Certificate
APY as high as*
5.10%
24 Month Certificate
APY as high as*
4.70%
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Saving with a Certificate
Our Certificates pay competitive dividends and can be opened with as little as $1,000 and have terms from 90 days to five (5) years.
Open your certificates today:
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Certificate Types
SAVINGS CERTIFICATES
Choose your term up to 5 years and deposit a minimum of $1,000.
IRA CERTIFICATES
Designed for Individual Retirement Accounts, our IRA Certificates offer higher rates on terms of 1-year to 5-years.
| Share and IRA Certificates | 1 year term | |
| Minimum Balance | Rate | APY* |
| $1,000 to $99,999 | 4.65 | 4.75 |
| $100,000 to $249,999 | 4.70 | 4.80 |
| $250,000+ | 4.75 | 4.85 |
| Share Certificates | IRA Certificates** | ||||
| Minimum Balance $1,000 |
Minimum Balance $1,000 |
||||
| Rate | APY* | Rate | APY* | ||
| 3 months | 0.05 | 0.05 | 0.05 | 0.05 | |
| 6 months | 0.11 | 0.11 | 0.11 | 0.11 | |
| 10 months | 3.93 | 4.00 | 3.93 | 4.00 | |
| 18 months | 4.18 | 4.26 | 4.18 | 4.26 | |
| 2 years | 4.07 | 4.15 | 4.36 | 4.45 | |
| 3 years | 3.59 | 3.65 | 4.41 | 4.50 | |
| 4 years | 3.50 | 3.55 | 4.46 | 4.55 | |
| 5 years | 3.69 | 3.75 | 4.51 | 4.60 | |
Rates current as of 08/07/24 and are subject to change without notice.
*APY=Annual Percentage Yield. The Annual Percentage Yield is based on dividends posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.
Promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.
**Individual Retirement Accounts (IRA) Certificates are for consumer accounts only.
Click here to view the disclosure.