Great Rates on Certificates Available for a Limited Time

 

Boost Your Savings with Our CHOICE Certificate

Choose your rate depending on how you would like to open your Choice Certificate:

  • Earn 4.35% APY*
    (in-branch only)
  • Earn 4.25% APY*
    (online or by phone only)
  • 10-month
  • $100,000 minimum balance required

*View the disclosure for details.

Grow Your Savings with our HARVEST Certificate

  • Earn 4.25% APY*
  • 11 months
  • $1,000 minimum balance required

*View the disclosure for details.

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Saving with a Certificate

Our Certificates pay competitive dividends and can be opened with as little as $1,000 and have terms from 90 days to five (5) years.

Open your certificates today:

Certificate Types

SAVINGS CERTIFICATES
Choose your term up to 5 years and deposit a minimum of $1,000.

IRA CERTIFICATES
Designed for Individual Retirement Accounts, our IRA Certificates offer higher rates on terms of 1-year to 5-years.

Share and IRA Certificates 1 year term
Minimum Balance Rate APY*
$1,000 to $99,999 4.17 4.25
$100,000 to $249,999 4.22 4.30
$250,000+ 4.27 4.35

 

Share Certificates IRA Certificates**
Minimum Balance $1,000 Minimum BalanceĀ $1,000
Rate APY* Rate APY*
3 months 0.05 0.05 0.05 0.05
6 months 0.11 0.11 0.11 0.11
10 months 3.93 4.00 3.93 4.00
18 months 4.18 4.26 4.18 4.26
2 years 4.07 4.15 4.36 4.45
3 years 3.59 3.65 4.41 4.50
4 years 3.50 3.55 4.46 4.55
5 years 3.69 3.75 4.51 4.60

 

Rates current as of 09/23/24 and are subject to change without notice.

*APY=Annual Percentage Yield. The Annual Percentage Yield is based on dividends posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.

Promotional certificates are not eligible for dividend bonus rate. Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period.

**Individual Retirement Accounts (IRA) Certificates are for consumer accounts only.

Click here to view the disclosure.